Additional Coverage Options that Landlords Should Consider

Sometimes the Default Policy Just Isn't Enough

As a landlord, ensuring the protection of your property and investments is paramount. While landlord insurance provides fundamental coverage for your property and its contents, it's essential to be aware that there are additional coverage options that can safeguard you from various risks and liabilities. Below are some of these additional coverage options that landlords should consider to enhance their protection and peace of mind.


Rent Default Insurance

Rent default insurance is a valuable addition to your insurance portfolio as a landlord. This type of coverage steps in when your tenant stops paying rent, ensuring that you continue to receive rental income even during eviction proceedings and the time it takes to find a new tenant. Moreover, rent default insurance may also cover the legal expenses associated with tenant eviction, lightening the financial burden during such challenging times.


Flood Insurance

Flood damage can wreak havoc on your rental property, leading to costly repairs and potential loss of income. Unfortunately, standard rental property insurance policies typically do not cover flood damage. Therefore, if your property is located in a flood-prone area or designated flood zone, it's imperative to secure separate flood insurance coverage.


Additionally, if you have a mortgage on the property, your lender may require you to purchase flood insurance as a condition of the loan agreement. This ensures that both your investment and the lender's interest are protected from flood-related risks.


Title Insurance

When you purchase a property, whether it's a residential home or an investment property, there's a small but real risk that someone may challenge your ownership in the future. These challenges could arise if, for instance, it is claimed that the person who sold you the property did not have the legal right to do so. In such cases, title insurance becomes a crucial safeguard.


Title insurance provides protection against any claims or disputes regarding the ownership of the property. If someone successfully challenges your ownership and regains control of the property due to a title claim, title insurance will compensate you for the value of the property. Unlike other types of insurance, you typically pay for title insurance only once, at the time of property purchase.


Tenant Discrimination Coverage

As a landlord, it's vital to be aware of the laws governing tenant rights. Discrimination against tenants on the basis of race, religion, gender, or national origin is illegal in many jurisdictions. To protect yourself against potential discrimination lawsuits, consider adding tenant discrimination coverage to your rental property insurance policy.

Tenant discrimination coverage provides financial protection in the event of a discrimination claim. It can help cover legal expenses and any damages awarded to the tenant in case of a successful discrimination lawsuit. While every landlord should be committed to fair and non-discriminatory practices, having this coverage can provide an added layer of protection in case of unforeseen legal issues.


Being a landlord comes with various responsibilities and risks. While a basic landlord insurance policy is essential, it's prudent to explore additional coverage options that can offer comprehensive protection for your property and investments. Rent default insurance, flood insurance, title insurance, and tenant discrimination coverage are all valuable considerations that can help you mitigate risks and ensure a prosperous rental property venture. Make sure to always consult with insurance professionals to tailor your coverage to your specific needs and circumstances.

Step Into the Shadows: Exploring Las Vegas’ Mob Museum

July 28, 2025
Tucked away in the heart of Downtown Las Vegas, just steps from the flashing lights of Fremont Street, the Mob Museum offers something wildly different than the typical Vegas experience. Officially known as the National Museum of Organized Crime and Law Enforcement, this one-of-a-kind destination invites you to step into the gritty, gripping world of the American mob—and the people who tried to stop it. Housed in a historic 1930s U.S. Post Office and Courthouse—where real mob hearings took place—the building itself sets the tone. This is no ordinary museum. It’s immersive, intense, and at times, jaw-dropping Your journey begins at the top, tracing the rise of organized crime through Prohibition. Real artifacts tell real stories, including the actual bullet-riddled brick wall from Chicago’s infamous St. Valentine’s Day Massacre. As you make your way down each floor, the exhibits dive deeper into how the mob operated, how Las Vegas became a haven for crime families, and how law enforcement fought back - with wiretaps, undercover agents, and televised trials that captivated the nation. One of the museum’s standout features is its fully restored courtroom, where the 1950s Kefauver Hearings were held - bringing mob activity into the public spotlight for the first time. It’s surreal to sit in the very space where America watched the mob be put on trial. Downstairs, visitors can try hands-on exhibits like a police training simulator, or step into a forensics lab to test their CSI skills. But the real hidden gem is in the basement: The Underground, a fully functioning speakeasy and distillery that serves up Prohibition-style cocktails and house-made moonshine. It's a delicious way to end your tour through history. Beyond the drama and intrigue, what makes the Mob Museum truly special is how educational and engaging it is. It’s not just about the mobsters—it’s about the impact organized crime had on American culture, law, and justice. Whether you're a true crime junkie, history buff, or just looking for something different to do in Vegas, the Mob Museum is a must-visit. It’s raw, real, and fascinating from start to finish. L ocation: 300 Stewart Ave, Las Vegas, NV Hours: Daily 9am–9pm Admission: Starts around $35; discounts available for Nevada residents, students, military & law enforcement Don’t Miss: The Underground speakeasy (open later hour s)

800+ 5-Star Reviews and Counting: Why Las Vegas Trusts McKenna Property Management

July 21, 2025
McKenna Property Management is proud to have earned over 800 five-star reviews on Google — real feedback from property owners, investors, agents, and tenants all across Las Vegas who’ve experienced the difference working with us makes. Led by our owner and broker Jenni McKenna, with over 30 years of local real estate experience, we focus on making property management smooth, efficient, and refreshingly personal. We don’t believe in one-size-fits-all service or sending you in circles with automated systems. When you call our office, you’ll get a live person on the phone — not a robot or endless phone tree. Our team is organized into specialized departments, so whether it’s leasing, maintenance coordination, accounting, or HOA coordination, you’re always connected with the right person who knows how to help. That means quicker responses, clearer communication, and less frustration all around. Owners and investors trust us to handle everything from marketing and tenant screening to rent collection and repairs, helping maximize returns without the usual headaches. Agents feel confident referring clients to us because they know we respect their relationships — when it’s time for their clients to buy or sell, we never interfere or poach. Our focus remains solely on providing top-tier property management, while preserving and protecting their business. And tenants enjoy well-maintained homes, easy online systems, and a team that truly listens and responds. At McKenna Property Management, we treat every property like it’s our own and every person like part of our community. If you’re looking for reliable, experienced property management in Las Vegas with real people and real results, we’d love to connect.

Discovering Fergusons Downtown: Vegas’s Creative Heartbeat

July 14, 2025
Tucked at 1028 Fremont Street, Fergusons Downtown is where the spirit of old Vegas meets the creativity of a new generation. Once a mid-century motel, the property has been transformed into a vibrant community hub that pulses with life, art, food, and connection - a must-visit for anyone seeking the authentic soul of Las Vegas beyond the glow of the Strip. Originally the Franklin Motel in the 1940s and later renamed Fergusons Motel in the ’60s, the site was reimagined in 2019 by the late Tony Hsieh’s Downtown Project. What was once a simple roadside motel is now a full city block dedicated to innovation, small business, and creative risk-taking. The former motel rooms have been turned into studios and retail spaces, now home to an eclectic mix of local businesses. You’ll find everything from Neon Cactus Vintage to plantlovers’ haven LV Plant Collective. For foodies, Fergusons delivers with the Vegas Test Kitchen, a rotating lineup of pop-up culinary concepts that keep things fresh. Highlights include Mothership Coffee Roasters (offering everything from vegan pastries to charcuterie), La Monja for ceviche and housemade tortillas, and Hatsumi for seafood and sake with a Japanese twist. Cocktail lovers can settle into F the Bar, a cozy greenhouse-style lounge serving drinks like the hibiscuslavender “Vegas Playground.” At the center of the space is Big Rig Jig—a towering, 50-foot sculpture made from repurposed oil tankers. It’s bold, unexpected, and the perfect metaphor for what Fergusons stands for: turning the ordinary into something unforgettable. The community vibe continues in The Yard, a grassy gathering space that hosts jam sessions, yoga classes, comedy nights, open mics, and weekend markets. Monthly events like the Hey Maker Market and Pour in the Alley spotlight local artisans, performers, and mixologists, making every visit feel new. Fergusons Downtown isn’t just a redevelopment project—it’s a living ecosystem. It’s where artists, entrepreneurs, families, and visitors collide over coffee, cocktails, creativity, and conversation. It’s a place that proves Vegas is more than casinos and clubs; it’s a city full of soul. If you're ready to experience a different kind of Las Vegas—one rooted in community, creativity, and a touch of magic—step into Fergusons and see what’s blooming in the heart of downtown.